Debit & Credit
Debit & Credit
4.1.1

4.5

Debit & Credit free download for Mac

Debit & Credit

4.1.1
21 March 2020

Personal finance manager.

Overview

Debit & Credit can help you better manage your finances by providing the most relevant reports possible. It is designed with simplicity and convenience in mind. Based on the reports generated by the app, you can get a clear understanding of what is happening to your financial position and what you need to do to improve it.

You can create an unlimited number of transactions every day in the free version of the app. However, to have more than two accounts in the app, you will need to purchase Premium version via in-app purchase.

What's new in Debit & Credit

Version 4.1.1:
Account Folder Sharing:
  • Now you can share account folders with other users. Any new accounts you later create in shared folders will be automatically shared as well. However, please note that it is no longer possible to share individual accounts in a folder, you can only share all accounts in a folder or individual accounts that are not in folders. If you have previously shared accounts in a folder, you will need to set up shared accounts again
Improved Account Selection for Sharing:
  • Since now the app supports many different types of data that can be shared (accounts, folders, budgets, scheduled transactions) the dialog for picking what data to share was redesigned to offer a better experience
Effective Date for Refunds:
  • When creating a refund for an existing transaction, the app will allow you to set an “effective date” for it. This is the date that will be used for reports and plan calculations. Consider the following example: you buy something in January and then later sell it in March. When creating a refund transaction for the sale, you want that transaction to be accounted for as if it was recorded in January (you want reports to indicate decreased expense in January and not in March)
Improved Financial Plans:
  • Previously the app was showing unplanned expenses only as categories. Now unplanned expenses with tags will be separately grouped
  • Now you can duplicate existing financial plans. This is useful when you have finished a plan and you want to create a new plan based on it
  • Financial plan calculation is now up to 2 times faster
Improved Reports:
  • When you open the “What do I spend my money on? report and then select a category, the list of transactions will have amounts for the relevant split categories separately displayed, e.g. “$5 out of $20”. Previously this feature was available only when the report did not have the categories grouping option enabled
Improved Transactions Exporting:
  • If you use the same child category name more than once in different parent categories, the app will include a parent category name when exporting transactions
Background Refresh:
  • If you leave the Mac app open it will refresh data in the background every hour to keep up to date with other devices and perform other maintenance tasks
Other Improvements:
  • Handoff support for financial plans
  • Now you can set zero as an amount for expense or income transactions
  • Small improvements related to how scheduled transactions are displayed
  • On Mac budgets will have different progress bar colour depending on your spending (not in the sidebar, only when “Budgets” section is selected)
  • On Mac badges for overspent budgets and overdue scheduled transactions have a prettier font
  • Accessibility improvements

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4 Debit & Credit Reviews

Rate this app:

Jimw
01 December 2017

Most helpful

@Mindplay. And of those 2 Billion people, what percent rely on Apple products for managing their finances and what percent of those 2 billion use a computer to actually manage their finances. One thing I forgot to mention is that in my brief reading of the on-line manual and its Table of Contents I saw no mention of handling investments or downloading security prices. Downloading security prices normally does not require an log-in or password so it is highly unlikely that security would be compromised.
Like (1)
Version 2.5.4
Jimw
01 December 2017
@Mindplay. And of those 2 Billion people, what percent rely on Apple products for managing their finances and what percent of those 2 billion use a computer to actually manage their finances. One thing I forgot to mention is that in my brief reading of the on-line manual and its Table of Contents I saw no mention of handling investments or downloading security prices. Downloading security prices normally does not require an log-in or password so it is highly unlikely that security would be compromised.
Like (1)
Version 2.5.4
Jimw
30 November 2017
This App has no provision for in app download of data or bill pay. The developer uses potential security issues as their justification. That said there are so many other avenues of security breaches with accounts that while they maybe technically correct the potential extra exposure does not justify not supporting it given the convenience and time savings it offers to the user. The developer also claims that downloads are not supported as they can be inaccurate. I have been using Apps that support financial downloads since they became available and it has never been an issue for me. I find that any discrepancies can be handled during the reconciliation process and having daily download allows me to identity incorrect charges or hacking and take corrective action long before I find out about it from a monthly statement and allows me to avoid overage charges, and bounced transactions which actually improve my security. None of these security concerns explain the fact, that as far as I can tell from the online manual, check printing is also not supported. I am of the opinion that much of the security concerns for not offering downloads and bill pay, while theoretically valid, from a practical point, is just an excuse for not offering these services in the App. For if hacking at this level was actually going on to any significant degree, it would be all over the news and the bank aggravators that the developer mentioned would like be sued along with the institutions that used them, similar to Experian. I also noted from the FAQ on the website, that if you expect to use this App on a MOS as well as an IOS device you must pay separately for each version as well as any upgrades.
Like
Version 2.5.4
Big Johnson
12 January 2017
A premium version is available for $9.99 via an in-app purchase. I haven’t found any information about what the premium version offers.
Like (1)
Version 2.1.1
1 answer(s)
Jimw
Jimw
30 November 2017
This is more like a trial version and should not be listed as free as in todays complex world who has only 2 accounts to manage?
Like
ErvinsStrauhmanis
23 September 2016
I have been using D&C since beginning of the year. Interface is straightforward, making an entry is easy, a transaction can be described as detailed as needed and attachments can be added as well. Search function returns results from all data entered. I have nothing to compare this to, really, as D&C is the first finance app I've been using full time, but I like what I see, both design and functionality wise.
Like (1)
Version 2.0.1