I recently bought the program. I have had it import several years of information for my checking account, investment accounts and one of my credit cards. It was accomplished easily and correctly. I have always found the web site to be available when I tried to access it. I have had questions a few times and support usually answered on the same day or the next day. A question I had on one weekend was answered on the following Monday. I admit I do not use printed checks, so that is not an issue for me. There are things that I had to learn to use the program, but this did not take long. I have not had a crash or error in the few weeks I have been using it. There seems to be lots of things to customize in the program, but I'm happy the default setting for now.

I find the program to be worth every cent I paid.

I am in the process of transitioning from Quicken 2005 for the Mac, which has served me well, except that I can only run it up through Leopard. Ideally, I want a product that works both on my Leopard partitions, as well as on my Mountain Lion partition, and soon on my Mavericks volume on an external Firewire disk. I'd like to be able to access one database, stored probably in a DropBox folder, from any of my Mac volumes, as well as from an iPad and/or iPhone.

In my research for the right product, I read the comments by MacUpdate reviewers several pages deep in several contending programs for top financial app in the Mac world, including: SEE Finance, Money, MoneyBag, MoneyWiz, MoneyWell, iBank, CheckBook Pro, and, of course, Quicken 2007 (Lion), as well as Quicken Essentials. Very few of these products qualify to meet all of desired objectives, so I have to see which one(s) come closest to doing the job right.

I really wanted to love this software, but I'm afraid I can't. There are some deal breakers which flaw an otherwise nice product and make it not yet ready for prime time. I spent over 18 hours yesterday, burning the midnight oil, as I imported QIF files from my Quicken database and my bank and credit card accounts. I would judge SEE Finance to be excellent in importing data fast and accurately.

I was not very impressed with this application's rather strange approach to "reconciling" accounts. Unlike Quicken for the Mac 2005, which gives you a window in which you deal with four pieces of data: the beginning and ending dates and their corresponding balances, followed by the transactions which occurred during that time frame, which you then proceed to check off in Quicken against your bank statement, in order to be rewarded with a "Congratulations!" window when everything is reconciled, SEE Finance makes the whole process more complicated than it need be and gives you balances based on the TOTAL balance of all your items in the register, together with an indication of how far off you are from matching up with your bank. Weird!

That took some getting used to, but it isn't the show stopper for me. The show-stopper for me is the fact that this is a financial management software program which cannot print checks! I just cannot fathom why a developer would fail to include the capability to print checks in a program that has a checkbook register. What am I supposed to do? Write out all the checks by hand? How tedious! How boring! How filled with the potential to make mistakes transcribing data that is already perfectly entered in a checkbook register!

On top of that, unfortunately the developer's web server is out of service more often, and for longer periods of time, than I am willing to tolerate. Since there is no user manual, the only HELP which is provided occurs at the developer's website, where he maintains an unstructured, reference-style guide that has no search feature built into it. You have to read the whole thing to know where the material you need is located and them remember where it was, because you can't key-word search for it later.

Taken altogether, I happen to find such design flaws to be fundamental errors that are not customer friendly. I would hope that the developer can address all these matters in the future, for they are not insurmountable problems. But I cannot wait around until he does so.

By the way, one of the most useful pieces of information I eventually unearthed in my online research for a Quicken replacement turned out to be a table comparing the "top 10" contenders in the Mac finance software category. The table, nicely gridded out, lists the features one might want in such a program, and it shows which programs have those features and which do not. If I knew ahead of time that SEE Finance could not print checks, which is pointed out in this table, I would not have bothered to test it out. Reviewers here are helpful, but only minimally so, because no one here rarely, if ever, provides such an in-depth comparative analysis as you can find at this page:

http://personal-finance-software-review.toptenreviews.com/mac-personal-finance-software/

With this latest update the guys have offered a workaround Yahoo's half-a$$ed issue of listing latest prices for Mutual Funds under History. SF gets better and better and won't be long before it becomes *the* goto app for personal finances.

Just updating my review... I've been using this for well over a year now and can honestly say this is the best financial app I've used. If you are still trying to get by with Quicken, dump it and make the jump to SEE Finance. The reconcile interface is not as immediately intuitive as that of Quicken, but everything is by far much better, especially the stability and support of the app.

I'm not sure why people are rating this lower for not having Bill Payer... why not just use automated payments (most utilities allow automated payments via an on-file credit card or linked checking account, which also prevents late-payments) or Bill Payer from your bank's website? I've never had the need for Bill Payer and don't quite understand why one would want it.

And while an iOS version would be nice, I'm more than happy that the developer is concentrating his efforts on making the Mac version as feature rich and stable as possible before getting distracted with an iOS version. Aside from possibly entering a few receipts and such on my iPhone, 99.9% of my accounting would still be done on my Mac. Why not just use Genius Scan on the iPhone and email yourself any receipts to be entered in SEE Finance on your Mac at a later date? (Or just keep your paper receipts.)

I suppose the only feature missing for me is better stock graphs... I'd like to double click on a stock and get a graph of the stock price over a selectable time period with little red and green arrows showing my Sells and Buys (and a Splits indicator) --- and then show a line of my average cost basis--- that way I can easily see if I should sell or buy based on current price and my past transactions.

I will buy this as soon as it hits version 1 and is available through the Mac App Store, whenever that is.