Moneydance
Moneydance
2019.3

5.0

Moneydance free download for Mac

Moneydance

2019.3
20 June 2019

Personal finance manager.

Overview

Moneydance is a full-featured personal financial management application that includes features such as online banking, online bill payment, investment management, budget tracking, scheduled transactions, check printing, detailed graphs, reports and much more. Moneydance's easy-to-use interface sets it apart from other financial software.

Features
  • Online Banking - Moneydance can automatically download transactions and send payments online from hundreds of financial institutions. Moneydance learns how to automatically categorize and clean up downloaded transactions.
  • Account Graphing - Use the graphing tool to generate visual reports of your income and expenses. Set the graph type, the date range, and any specific settings for the type of graph you desire. Pop-up balloons display more information about the data being graphed as you move the mouse pointer over different regions of the screen. Graphs can also be printed or exported to image image files.
  • Reminders and Scheduled Transactions - Transactions and notes can be easily scheduled to remind you when they are coming up or are past due.
  • Account Register - This is used to enter, edit, and delete transactions in an account. It is visually similar to a paper checkbook register, except the calculation of balances and sorting of transactions is all done automatically. Entering transactions is easier with the payee auto-complete feature; this reduces the number of keystrokes necessary for entering many similar transactions.

What's new in Moneydance

Version 2019.3:
  • Added option to show either the Welcome Window or the most recently opened file on startup
  • Fixed bug in the Welcome to Moneydance window which would sometimes cause the window to be unresponsive
  • Changed pie graph label lines to observe the current theme, meaning that they are now visible in dark mode
  • Tidy up buy/sell markers in security detail graph
  • Improved visibility of the selected date period in the budget manager when using the solarized dark theme
  • Minor tweak to downloaded transaction sidebar headers
  • Workaround for issue with Amazon-purchased keys not working in recent updates
  • Fixed bug in OFX parsing which caused some western characters to be incorrectly decoded from non-UTF8 files
  • Fixes to importing specific QIF import files which specify an account header for a single account
  • Importing CSV and other delimited files now provides an option for when to merge transactions that seem like duplicates
  • No longer show security accounts in the QIF import settings as they just add clutter with no functional benefit
  • No longer add caret prefix to stock ticker symbols imported from QIF files
  • Allow for slightly different dates when eliminating duplicate transfers in QIF imports
  • QIF importer now uses 50 (instead of 70) as the year cutoff to determine whether the century part of the year is 19 or 20
  • Show the abbreviated list of available currencies in the currency override popup of the QIF import settings
  • Override downloaded credit card transactions with a transaction type of ‘payment
  • and negative amount to have a positive amount
  • Added a setting to ignore the OFX/QFX TRNTYPE in downloaded bank transaction amounts and rely solely on the sign of the amount

92 Moneydance Reviews

See all

Rate this app:

drivy
06 May 2015

Most helpful

Do NOT update this software. If you do, they will ask for more money (even though the software itself bugs me about updating every time I hope it), and hide your file of the former version so it is no longer accessible. The software in everyday use is good enough, but I'm so pissed about this scam, I'm about ready to switch back to Quicken! Thank god for time machine, or I'd have lost the past two years of data. Go to hell Moneydance.
Like (6)
Version 2015.3
Arthur-Milholland
23 March 2019
I am always cautious about upgrading to a greatly-rewritten program, but I did go from MD2017 to MD2019 and it was smooth. MD runs on both PC’s and Macs and uses the same data structure on each platform, which is why I changed to it in 2008. IMO, if another one has come along, it cannot be superior. Moreover, Support is first-rate, too.
Like (1)
Version 2019.1
2 answer(s)
Bremen
Bremen
18 April 2019
I would echo this assessment. I have migrated from Banktivity to Moneydance and very pleased with its flow and the user interface.
Like
Odysseus
Odysseus
20 June 2019
Have you tried SEE Finance?
Like
carolefharris
09 September 2018
I can’t say enough about Moneydance customer support. My credit card changed banks and nothing went smoothly. The biggest problem was not being able to download transactions to Moneydance. I set up an online chat with Moneydance and had an immediate reply from Jenny. Her detailed email replies worked me through, step by step, what I needed to do. Moneydance is a great program, and their employees are knowledgeable, patient, responsive and caring.
Like
Version 2017.8
l-214-282-3272
02 August 2018
I'm an old Microsoft Money user. Well, you know how long they've been gone.....I moved to MD and have been pleased for many years. I too recently had an issue with syncing after my iPhone had to be reset. Ian quickly resolve my issue and I up and running again. When tax time rolls around all my data is easily found..
Like
Version 2017.8
dslazar9
06 April 2017
I have been happily using Moneydance since 2010. I used Quicken on my PC for ten years prior to that. Quicken for Mac was a nightmare. Moneydance is the only program that can e-pay directly from the ledger on a Mac. Upon getting a new Mac last week I had a problem moving my data to the 2017 version on my new MacBook Pro. Tech support from this company was outstanding. After a few troubleshooting emails that did not help, Jenny, from Tech support inhabited my computer and helped me move my data. This company stands by their product.
Like
Version 2017.2
1 answer(s)
Jimw
Jimw
26 June 2017
Banktivity also has built-in bill pay and a way to archive and start a new year. The 2017.3 mentions nothing about archiving, complex GUI, or improving the reports which I regard as weak. That is why after 3+ years I switched 6 months ago and have not as yet looked back.
Like
monty-3
17 January 2017
Disappointed in the 2017 "upgrade" as many of the issues documented in 2016 were not even fixed. Several big bugs and lack of features were not even addressed. So why switch to 2017 if it's essentially the same as 2016? It sure would be nice if developers fixed the bugs when releasing new versions that registered users have to purchase to upgrade. That might make it worthwhile. Who needs new features when the existing features don't work properly!
Like
Version 2017.2
gmgregmao
13 January 2017
I'm giving it 3 stars because the interface is weird and it seems not so intuitive. Will continue to test it but so far I am just thinking of it as a $US25 evaluation copy. I also evaluated SEE Finance $US39, and personally, it's more normal to use, as is Banktivity. Have read reviews on Quicken for Mac 2017 and will buy a copy ($US45 Amz.) to play with. I don't mind spending a few hundred bucks on finding the right fit for me, because I know it can save me thousands over the year.
Like (1)
Version 2017.2
1 answer(s)
Da-kool-kid
Da-kool-kid
19 November 2018
I'n curious what program you ended up using after trying all these out?
Like
Philtobias
10 January 2017
Very good online banking and personal finance app. Been using it since a purchase here in 2011.
Like (1)
Version 2017.2
1 answer(s)
Jimw
Jimw
10 January 2017
Overall I disagree with this review. For my issues with the product, support tried to justify the programs issues and lack of a consistent interface rather than to address them and fix them. My only reluctant choice was to switch to a different application after my file size grew to over 650MB over 4 years and took over 20 minutes to backup to the cloud via U-verse and One Drive every time I opened it, with no way to archive or shrink the size other than starting completely over. During this time my access to the internet was severely impacted. After careful research and immediate rejection of Quicken for no other reason than its annual cost of over $200 per year for implementation of all its features, I chose Banktivity and am so far pleased with my decision. Performance is better; reports are more useful and easier to understand; investment handling is better; and the interface is more consistent; bill pay offers much better performance; and it does offer real time chat for support that has been excellent. It does have a few shortcomings: I have had a few more crashes that have been easily recoverable. Reconciling accounts is sightly easier in Moneydance. The Moneydance extension to manually enter security prices is slightly more friendly.The ability to import Moneydance data was limited due to QIF file limitations.

The bottom line is that I feel my decision was a wise one and worth the effort to start an new year in a new program
Like (1)
Jimw
14 November 2016
I have used Moneydance for several years now and frankly it seems to have been better in previous years than it is now. Here are my issue with the 2017 version, the latest released version at the time of writing this comment:

- No method of archiving and starting a new year. A users entire history is opened up each time the product is used, exposing its entire history to corruption. This also over time can significantly reduce the performance of the program.

- Random file corruption in large user files. Data occasionally exhibits random changes in large files that are several years old. It can take many hours to locate and correct the issue, especially when it affect account balances. However it is not as bad as Quicken 2007 historically was when I used it.. Much of this could be resolved by implementing archiving so that a user could work with smaller files and previous data would not be involved as much.

- Major, fee based, releases tend to be released, in my opinion, without adequate quality control. This results in buggy products on release which can create issues and frustration. Users then effectively become beta testers.

- The GUI is very inconsistent at times. A button that is present in a location in one type of account may be located in a different place in another type of account. This can create confusion.

- Memories of categories, description, and tags cannot be edited or deleted. If a user makes a mistake and enters the wrong info into one of these fields, it can stay memorized in the file forever. The only way to get rid of it is to start over with a new file.

- Security transactions are very convoluted.
- Credit card balances alway display as negative. This while technically correct can be confusing when reconciling an account.

- Built in bill pay is very slow and their error message are often cryptic.

- It is very difficult to create an adjustment when balances are off, even by a slight amount, with creating special categories and techniques to account for these adjustments as every penny has to be assigned a category to track it. This is good accounting in theory but in real life things happen that conflict with this theory and with Moneydance, there is no allowance for that. You might need this kind of detail for a business but not for home finance.

- The investment action for Interest in investment transactions can only be as Miscellaneous Income. The action for interest cannot be added or change and the program has no specific action for investment interest.

Editing Securities and values can be a very complex operation which requires multiple windows and is not very intuitive.

- There is no built-in ability to print or export Schedule A or Schedule B reports for submitting with your income taxes. Existing reports have to be customized and edited to accomplish this in order to get an approximation of what is needed.

- Creating next years budget from a previous year can be a complex process with a great deal of steps in order to create an accurate and useful tool.


- Some of the useful tools are only supported via 3rd party extensions, some of which are fee based and not always kept up-to-date along with limited documentation.

Support for the product is limited to e-mail or community forums. There is no chat line or phone support, even for bug workarounds, time critical situations, or database corruption, not even on a paid basis and there are no current plans I know of to implement this.

- Automatic backup to off-site services, such as cloud servers, while possible, is not supported. Like the issue above this is particularly worrisome give the entire data file is exposed every time the program is used.

- I have been informed by Tech Support that the deletion of information from an existing file will actually increase the file size due to the way deletions are logged and handled. This issue precludes the idea of copying a file to archive the data and then deleting existing information in the copy to start a new year, with the intent of reducing the file size.

Banktivity used to be know as iBank and seems to be having increased development lately. At one time Moneydance was a more complete product. Now I am not so sure. I have never used Bankivity but will consider it in my evaluations, along with Quicken, which is under new management, for a Moneydance replacement unless Infinite Kind shortly releases an update that corrects some of these issues.

Moneydance, if it were not for these issues, would be my hands down choice as the premier personal finance solution for the Mac. Unfortunately, right now, this is not the case.
Like (6)
Version 2017
1 answer(s)
Da-kool-kid
Da-kool-kid
20 November 2018
Thanks for such an in depth review. I was going to ask if you stayed with it or moved on, and then I saw your other reply to a post in January 2017 saying you moved to Banktivity. Are you still happy with the switch? An issue I have is that I am on 10.11 El Capitan and can't update my OS due to the age of my Mac. It appears I can use the latest version of Moneydance but will have to use an older no longer supported version of Banktivity....
Like
gilles-francia
21 July 2016
Moneydance is very great and complete program. I try during 1 month ALL competitors, and I tell you is the most professional on the market
Like (1)
Version 2015.7
computerpreacher
16 December 2015
AWESOME PROGRAM! I used to be a windows user for 30 years, I used Quicken and MS Money for those 30 years. When I switched to MAC< I bought Quicken for Mac 2015. It was a terrible program. The program would constantly import transactions randomly from all over the date range, which caused me to have to hunt the problems down. Quicken 2016 was worse. So I purchased MoneyDance. What a great program! The App even works which allows me to input Data when I am traveling. Quicken's app NEVER worked properly. The Customer service is fast via email. I am thrilled! I do not know what folks with bad reviews are doing with the program, but for me I could not be more pleased!
Like (3)
Version 2015.6
$49.99

5.0

App requirements: 
  • Intel 64
  • OS X 10.11.0 or later
Developer Website: 
Download(127.6 MB)Purchase nowMacUpdateInstall with MacUpdate

Downloaded & Installed 68,935 times