Gnucash

v4.0-2 is now out and downloads using the link here at MU.

GnuCash 2.6.14 released http://www.gnucash.org/index.phtml

It's a full-featured app, of that there is no doubt. But, it's very poor when it comes to user experience: headache-inducingly bad. In only a short time of managing several bank accounts and using several of its everyday banking functions I encountered over half-a-dozen glaring issues that really affect its usability. One major issue for me is the paucity of default keyboard shortcuts coupled with an apparent inability to acknowledge custom shortcuts created in the Keyboards prefPane. Another glaring omission is the ability to select more than one transaction in the ledger at a time. I could go on… It'll get the job done, there's little doubt about that, but it'll take considerably longer than it would on a properly integrated native app. If time is money then this app's too expensive…

Gnucash is cool because as a Mac owner you can use .qif downloads from your bank. I used to use an old version of quicken but it wasn't supported on Yosemite, and I didn't think paying intuit every month for cloud access to use their newer interchange formats was worth it. Gnucash can be used with newer interchange formats too. It takes a little getting used to and is not as smooth an interface as most Mac apps, but I am finding it does everything I want and for free! Startup tip- categories and bank accounts are both treated as accounts by Gnucash. Each transaction is added or subtracted from a bank account or credit card account and balanced in the category account.

in the meantime gnucash 2.6.10 is released at http://www.gnucash.org/index.phtml macupdate is behind with this great free software

This is not software for a novice such as myself, no matter how many years they have used a Mac. There is a lot to it, and although the documentation has a great deal of information about every menu item, there is no tutorial or introductory explanation for a novice such as me. For example, I started it up, using all the defaults, and tried to enter a Transaction. But I got an error "This account register is read-only. If you want to edit transactions in this register, please open the account options and turn off the placeholder checkbox." But I could not find any "account options" nor any "placeholder checkbox", so I was not able to use this software. Also its response seems rather slow on my iMac. But if you can figure out how to use it, and do not need any support, probably it will do all sorts of things for you.

No mySQL or PostgreSQL drivers included. You must rebuild yourself the application at each new version !

This is a full featured accounting tool. The most common complaint is that it is too complex for personal use, only suited for business use, but I've been using it successfully for ten years now (starting on Linux and migrating to Mac years later). It is focused on double entry accounting, and as such, every transaction has a category or balancing transaction. This is similar to notions that other accounting tools offer, but there is no effort here to hide the accounting. Budgeting features exist, but I've never used them. The stock and mutual fund tracking features are reasonably good and includes online retrieval of quotes. If the financial institution supports some well known standards, it can retrieve transactions online, including reconciliation with already entered items. On the downside, the mutual fund basis calculation is obtuse and I've never managed to figure out what I'm doing wrong to get the basis to report correctly. The importer, while nice, could do with more memory functions and better matching. I have experienced some minor stability issues, especially when trying to modify or enter transactions. Lately, some pop-up windows are focus demanding, but they appear under the window that called them, making it hard to understand why I can't click on the window in front of me. That should be an easy fix and is hopefully corrected in this new version. The importer can handle both QIF and OFX files, so even if automatic retrieval isn't an option, it can import a downloaded transaction file. I use OFX because of limitations of the QIF format of old. The new SQLite backend is speedier than the old XML backend, a nice improvement.

It may be good for small businesses but for personal use it is over the top. Buddi is the best application for personal home use.

The link given is for the Intel version only. Since the vast majority of Mac users are still PPC ...the PPC version is here: http://sourceforge.net/projects/gnucash/files/gnucash (stable)/2.2.9/Gnucash-PPC-2.2.9.4.dmg/download