Actual

Actual respects your privacy, too! Your data is local by default and can be end-to-end encrypted.

User-friendly budgeting app that simplifies the laborious task of tracking transactions and managing your finances, just the thing for people who want to start taking better care of their money

If you’re often surprised by how little money you have left at the end of the month, you need to start budgeting as soon as possible. Without realizing, you may be spending too much on nights out, expensive food, games or who knows what else. While they may not stand out right away, these expenses add up.

Actual is a great app for people who want to start managing their finances but worry that budgeting software will be far too confusing. It features a very intuitive UI, and it guides you through the initial steps to help you get going.