Debt Quencher
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(1) 5

Manage your debts.   Shareware ($14.99)
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Debt Quencher... Do you know how much you pay each year in interest on your debt? It can be a hard question to answer. Debt Quencher gives you that answer with very little effort. By simply entering three numbers, you'll know how much of your money is slipping away from you. Adjust one more number and you immediately know how much you can save by adding just a few dollars to your monthly payments.

Enter all your credit cards and Debt Quencher will instantly show you which balance you should pay down first. Not sure whether it's best to pay the lowest balance or the highest interest?
What's New
Version 1.2.2: Release notes were unavailable when this listing was updated.
Requirements
Intel/PPC, Mac OS X 10.4 or later



MacUpdate - Debt Quencher




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    +6

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Debt Quencher User Discussion (Write a Review)
ver. 1.x:
(1)
Your rating: Now say why...
Overall:
(1)

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burypromote

+3
rkm001 commented on 11 Apr 2008
I purchase this app and have never looked back! Fantastic piece of software.
[Version 1.2.1]


burypromote

shinetrue reviewed on 09 Oct 2007
I think this is a great little program. Great interface and loved playing around with the payments to see how it would affect long term repayment. Just too bad that I need it!
[Version 1.2]


burypromote

+7
tpressman commented on 05 Dec 2006
I'm able to set this up in excel in about 15 minutes.
[Version 1.1]

1 Reply

burypromote
No Thirst Software (developer) replied on 06 Dec 2006
The calculations in Debt Quencher can certainly be duplicated in a product like Excel if you are comfortable with worksheets and formulas. In fact, I prototyped much of it with Excel.

But Debt Quencher was designed to make it easy for anyone to analyze their debt with zero effort. Even though I have made worksheets to track my debt, I prefer to use Debt Quencher. Hundreds of customers seem to agree that it's worth $15 to avoid messing with a spreadsheet.
burypromote
No Thirst Software (developer) commented on 07 Nov 2006
The only feature disabled is Save so you can test everything in Debt Quencher. If you like the program, you can purchase it and install a license without ever losing your entered data.
[Version 1.0.2]

2 Replies

burypromote

+6
pdxmph replied on 11 Jan 2008
Regarding saving or not saving data, the developer says "if you like the program, you can purchase it and install a license without ever losing your entered data."

This is financial software. There is no way I'd ever commit to buying or using anything having to do with my money until it went through a few pay/bill cycles. Microsoft offers 45 or 60 days of full functionality with the download trial of Money (last I looked) because it understands that people who are considering a purchase will need time to make sure it does what they need, and works as advertised. Especially in a market space that includes Quicken.

It's not reasonable to expect someone to purchase financial software, or anything that involves interaction over a period of time as part of its core function, on the basis of a single session. That might work for IM clients, RSS readers or other somewhat straightforward apps, but it doesn't make a lot of sense for a financial app.

I was interested in this, but can't countenance buying anything that gives me no way to revisit it in a week or two without requiring a bunch more data re-entry.

Not saying to snark or anything ... just saying that I think a 30 day trial period with full functionality makes a lot more sense. I'd be a lot more likely to give it a spin.
burypromote
+1
No Thirst Software (developer) replied on 11 Jan 2008
Debt Quencher is not a full financial package like Microsoft Money. If you want to try our other product, MoneyWell, then you can compare the two products. MoneyWell has a limit of 200 transactions instead of a save limitation.

Debt Quencher only requires that you enter three numbers for each credit card as a trial. You can see immediately how it works and how it will save you money.

Both Debt Quencher and MoneyWell are offered with a 60-day money back guarantee (no hassle), so if you feel the need to try either out for a long period of time with no limitations, please use this return policy.
burypromote

+134
macnerd1984 commented on 05 Nov 2006
Yet again over zealous crippling by the developer means that I'll be ignoring this app. Basically, unless you buy it you can't save your cards, so I take the time and trouble to enter the info and then lose it when I quit. Why not just put a nag box or an expiration instead?
[Version 1.0.1]


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Downloads:3,307
Version Downloads:1,226
Type:Home Personal : Personal Finance
License:Shareware
Date:17 Mar 2009
Platform:PPC 32 / Intel 32 / OS X
Price: $14.99
Overall (Version 1.x):
Features:
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Debt Quencher... Do you know how much you pay each year in interest on your debt? It can be a hard question to answer. Debt Quencher gives you that answer with very little effort. By simply entering three numbers, you'll know how much of your money is slipping away from you. Adjust one more number and you immediately know how much you can save by adding just a few dollars to your monthly payments.

Enter all your credit cards and Debt Quencher will instantly show you which balance you should pay down first. Not sure whether it's best to pay the lowest balance or the highest interest? Debt Quencher will display the difference so you know for sure. You can even print a detailed payment plan and update your balances with a few mouse clicks. Eliminating your debt can be a painful process, but using Debt Quencher is pain free.


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