Debt Quencher
Debt Quencher
1.3.4

5.0

Debt Quencher free download for Mac

Debt Quencher

1.3.4
11 April 2016

Manage your debts.

Overview

Debt Quencher is a painless way to analyze, manage and eliminate credit card debt! It is incredibly easy to use. You will know how to eliminate your credit card balances within minutes of starting the program. No need to run reports or answer complex questions, just put in three numbers and see summary and detailed results instantly.

  • Pay It Down - Debt Quencher gives you three ways to pay down your debt: adjust the individual planned payment amounts, enter the additional payment amount, or enter the total monthly payment. No matter which way you enter your amounts, Debt Quencher will calculate the best way to save you money.
  • Keep Your Numbers Current - The Make Payments command helps keep your balances current. With two clicks you can apply your planned payments to the balances and change the Last Updated date to the current date.
  • Simple Data Entry - Debt Quencher has been designed to be easy for anyone to use. It's harder to find the interest rate on your credit card statement than it is to use this tool. Enter that rate along with your current balance and minimum payment to see how long it will take to pay off that card.
  • Play What If - For more "what if" scenarios, you can change the Payoff Method to one of four choices: Minimum Payment, Highest Interest, Lowest Balance, or Highest Balance. Debt Quencher always shows your savings for each method and recommends a best method. You can choose any one of these methods to review the payment plan.
  • Get It in Writing - Getting a hard copy of your payments is easy, too: Just click the Print button.
  • Fast and Helpful Support - No Thirst Software is proud of its reputation for timely support and we will do whatever it takes to keep that reputation shiny. Support is fast, free, and just a click away!

What's new in Debt Quencher

Version 1.3.4:
  • Better handling of top-level exceptions
  • Removed unused resources for nice reduction in app size
  • Built with Apple's latest tools
  • Updated copyright info

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5 Debt Quencher Reviews

Rate this app:

Tpressman
05 December 2006

Most helpful

I'm able to set this up in excel in about 15 minutes.
Like (1)
Version 1.1
Rkm001
11 April 2008
I purchase this app and have never looked back! Fantastic piece of software.
Like (1)
Version 1.2.1
Shinetrue
09 October 2007
I think this is a great little program. Great interface and loved playing around with the payments to see how it would affect long term repayment. Just too bad that I need it!
Like (1)
Version 1.2
Tpressman
05 December 2006
I'm able to set this up in excel in about 15 minutes.
Like (1)
Version 1.1
1 answer(s)
Kevin-Hoctor
Kevin-Hoctor
06 December 2006
The calculations in Debt Quencher can certainly be duplicated in a product like Excel if you are comfortable with worksheets and formulas. In fact, I prototyped much of it with Excel. But Debt Quencher was designed to make it easy for anyone to analyze their debt with zero effort. Even though I have made worksheets to track my debt, I prefer to use Debt Quencher. Hundreds of customers seem to agree that it's worth $15 to avoid messing with a spreadsheet.
Like
Version 1.1
Kevin-Hoctor
07 November 2006
The only feature disabled is Save so you can test everything in Debt Quencher. If you like the program, you can purchase it and install a license without ever losing your entered data.
Like
Version 1.0.2
2 answer(s)
Pdxmph
Pdxmph
11 January 2008
Regarding saving or not saving data, the developer says "if you like the program, you can purchase it and install a license without ever losing your entered data." This is financial software. There is no way I'd ever commit to buying or using anything having to do with my money until it went through a few pay/bill cycles. Microsoft offers 45 or 60 days of full functionality with the download trial of Money (last I looked) because it understands that people who are considering a purchase will need time to make sure it does what they need, and works as advertised. Especially in a market space that includes Quicken. It's not reasonable to expect someone to purchase financial software, or anything that involves interaction over a period of time as part of its core function, on the basis of a single session. That might work for IM clients, RSS readers or other somewhat straightforward apps, but it doesn't make a lot of sense for a financial app. I was interested in this, but can't countenance buying anything that gives me no way to revisit it in a week or two without requiring a bunch more data re-entry. Not saying to snark or anything ... just saying that I think a 30 day trial period with full functionality makes a lot more sense. I'd be a lot more likely to give it a spin.
Like
Version 1.2.1
Kevin-Hoctor
Kevin-Hoctor
11 January 2008
Debt Quencher is not a full financial package like Microsoft Money. If you want to try our other product, MoneyWell, then you can compare the two products. MoneyWell has a limit of 200 transactions instead of a save limitation. Debt Quencher only requires that you enter three numbers for each credit card as a trial. You can see immediately how it works and how it will save you money. Both Debt Quencher and MoneyWell are offered with a 60-day money back guarantee (no hassle), so if you feel the need to try either out for a long period of time with no limitations, please use this return policy.
Like (1)
Version 1.2.1
Macnerd1984
05 November 2006
Yet again over zealous crippling by the developer means that I'll be ignoring this app. Basically, unless you buy it you can't save your cards, so I take the time and trouble to enter the info and then lose it when I quit. Why not just put a nag box or an expiration instead?
Like
Version 1.0.1
$4.99

5.0

App requirements: 
  • Intel 64
  • Mac OS X 10.7.0 or later
Developer Website: 
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