You Need a Budget
You Need a Budget
4.3.817

4.0

You Need a Budget free download for Mac

You Need a Budget

4.3.817
06 January 2016

Easy-to-use budget software.

Overview

You Need a Budget is easy-to-use budget software paired with a powerful methodology.

The software is built around the YNAB Method, which is comprised of our Four Rules. These Four Rules help you break the paycheck to paycheck cycle, get out of debt, and save more money faster. Where other software packages tend to have years of feature creep, YNAB offers exactly what you need: a simple, straightforward system to manage your money. And YNAB offers fantasitic support, including video tutorials, free live budgeting classes, and an active supportive forum community.

The published price is that of a full-year subscription. Pricing information can be found here.

What's new in You Need a Budget

Version 4.3.817:
  • Fixed a bug where starting balance calculations from debt accounts weren't being included in some calculations.
  • Got YNAB 4 to play along better with the new YNAB along the lines of some version checks.
  • Added the ability to include debt payment categories in mobile device's category selection.
  • Fixed a bug where you couldn't move forward to the next month, which makes budgeting for the next month tremendously difficult.
  • Touched up some timeout errors around connecting to our third-party direct import provider (Finicity).

7 You Need a Budget Reviews

Rate this app:

JanetF3348
02 February 2014

Most helpful

Excellent software which helps you budget by dealing with the money you have now rather than projections. If you use it as intended (folllow their system) it is brilliant.
Like (5)
Version 4.3.351
myself-4
20 January 2017
Great product – the best money management app I've come across. I'd give it four or five stars if that was all that needed to be considered. However, I don't trust the company that produces it, though. It's priced here as $50 – which is a yearly, renewable subscription. The link about pricing takes you to the YNAB site, which also prices it at $50. However, try to actually buy a license, and the price suddenly rises to $60 – which you only discover after using it on a trial basis. It should also be remembered that the company is looking to phase out this desktop version of YNAB, which it's only supporting for the remainder of 2017, and is looking to migrate its customers to an online subscription service instead. I won't be doing that as I don't like the idea of having my personal data on their web-based system. So, having hit on a great product and established trust in it during the 34 day trial period, Steine LLC then betrays that trust by charging a higher-than-advertised fee. It smacks of a company intent on extracting everything it can from its customers. To me, that's very dishonest and very disappointing.
Like
Version 4.3.817
kocean
24 March 2016
If you are in for the budgeting only and you are ready to follow their methodology it's fine. But if you need powerful finance app that can adjust to your needs, look elsewhere. I prefer MoneyWiz after trying pretty much everything on the market.
Like (1)
Version 4.3.817
Gog4
26 August 2015
You have to load the data your self. Could be a good thing tho but confusing also.
Like (1)
Version 4.3.655
RobertS5698
15 April 2015
If you care about your money, this is the app you should have. Great deal.
Like
Version 4.3.655
Gex2501
21 June 2014
Has no connectivity to direct download from any bank. Everything has to be entered manually or you can import the file from your online banking. It's a major problem if you have more than one or two accounts, especially if they are at different banks/companies.
Like (1)
Version 4.3.541
gryphonent
16 March 2014
Useless if you’re dealing with accounts in different currencies.
Like (1)
Version 4.3.451
JanetF3348
02 February 2014
Excellent software which helps you budget by dealing with the money you have now rather than projections. If you use it as intended (folllow their system) it is brilliant.
Like (5)
Version 4.3.351
$50.00

4.0

App requirements: 
  • Intel 32
  • Mac OS X 10.6.0 or later
Category: 
Developer Website: 
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