Yes, the reconcile process is manual. There is an arrow by the balance in the register. If you click on it, you will get some options. This helps to reconcile. For me, I always have it set to reconciled. That way, only cleared transactions are in the balance. I enter my transactions as they come, and once a week or so, I log into my bank, and check off the ones that have cleared. As I do this, the balance auto updates itself. When I have checked all the cleared ones off, my bank's balance should match mine. If not, then I have entered in a wrong amount, forgot a transaction, or I was charged something I was unaware of.