MACDAN  This program is worth every penny. Managing your money with the envelope metaphore if far superior to using all the Quicken look-a-likes out there. This allows you to better control your spending before you spend the money. Quicken and the rest are just tools for reporting where the money has already gone. They do not help you segregate your funds to appropriate envelopes so that money does not get spent where it should not be spent.

Awesome program. I am much less stressed when I can see that we already have our mortage money set aside and I did not have to open multiple bank accounts to do so.  
(Version 5.2.1a)