I really liked the format the information is presented in but I could not get the software to allocate or "flow" my money into the buckets. I spent an entire day importing information playing around with it... I emailed support and they quickly replied and had a great attitude (not condescending like most tech support) but I still couls not get it to work. Started over, re-installed the software, started a new account, waited a few days so I could import more income - never got this to flow. Maybe it is because I am using the trial version. But am afraid to spend the money. Looks great but I think I am going to have no choice but to buy Quicken (all I want is a budget program).