I have been using moneyGuru for a few weeks and I must say that this program leaves the others behind. While moneyGuru might very well lack some of the flash and a few of the features that the competitors have (backup to MobileMe or scheduled transactions for example) it offers a solid means of tracking accounts and spending that is straightforward and reliable. The program is very easy to use and the developer is among the most responsive that I've encountered. Ask him any question or make any suggestion and you will receive a prompt and enthusiastic reply. He is more than willing to work with you until the problem is resolved. I experienced this above and beyond style of customer support when an earlier version of moneyGuru could not import a QIF exported from a competitor program. Within less than one day the developer found the issue offered the solution and I was off and running. MoneyGuru is a work in progress and the website is right up front about this. It is being developed and improved at a respectable pace and features such as scheduled transactions will be in release 1.2 (beta version available on support site). I can recommend moneyGuru without hesitation to anyone interested in a personal financial application for the Mac OS platform. The product is solid and is backed by a developer that knows the value of satisfied customers.