Ever since I started using Checkbook Pro, balancing my account has never been so easy. I'm pretty computer savvy, but get very frustrated and extremely lazy when I'm forced to learn something complicated that shouldn't be. All I wanted was a simple, click-minimum program to keep a record of my account and not accidentally go overdrawn by a few bucks by a forgotten entry. Simple, easy, and to the point. I don't need graphs, formula's, or mind-boggling graphical representations of my spending at the coffee shop. Debt, Deposit, Balance. I've saved a ton of pesky bank charges by keeping my numbers straight. The only reason I gave it a 4.5 on Stability is because having all 5 stars looks unrealistic. My affection for CB-Pro is as deep as my love for MAC.