P1NN4CL3  Prospects is the best financial application out right now for Mac. Like many others, I must have downloaded the the trial versions of every Mac financial app out there including Cha-Ching, iBank, Moneywell, Squirrel, Money, Moneydance and even the beta for Quicken Financial Life. None of these quite did it for me, and could not combine at-your-finger-tip information, and ease of use in the same way Prospects does.

Budgeting features tend to turn me off many of the apps, where either they weren't intuitive or not attractive in their presentation. Prospects budget manager was nice in that it can be toggled on or off, and even swapped out with more detailed segmented information like individual spending per category, balance tracking, and monthly summaries.

The charts tend to be robust with drop down submenus, and multiple methods of sorting through data. This makes it easy to track and compare spending and saving habits in side by side segments.

The Prospects home page is a series of easy to read charts tracking total assets versus liabilities, and a month by month breakdown of how your total net worth has changed over time. All of these graphs are quite visual and can be viewed at any time without the need to run them as reports.

Importing OFX, QFX, and QIF from my banks has gone smoothly, although there currently is no automated "connect to bank" feature in the program. I've had no problems with any of the calculations, and all of the features that are in, seem to work.

Currently, there is no support for investment data, no direct-connect, and no bill pay so be careful if those are "deal breaker" features for you in a financial application. I've found that what Prospects does do, it does very well however. I look forward to many solid releases to come.  
(Version 1.2.3)

DANIO  I've purchased a number of the financial apps available for the Mac; looking for something that fits. They either have too many features, not enough features, are overly complex, look hideous or are unstable.

For a first release product, which is being fairly rapidly developed this is a great application. It almost meets my requirements exactly, but, will meet them within a short space of time based on where development is going.

The developer seems friendly and responsive person, which is a great reason to support an application and help shape it's future with suggestions that have a chance of being heard and seriously considered.

I've used the application for about a week and have made the move in my mind from iBank. I've also used Moneydance which is nice but doesn't feel like a Mac application. Moneywell is a nice application but it doesn't fit the way I work.

Prospects is a good application with a greater future I think! Well worth consideration as your main financial application.  
(Version 1.2.3)

TEXASSTARGAZER  This is the financial app I have been waiting for ever since I started using Macs. I have tried them all before I finely ran across Prospects. It's is fantastic, and equally important, the support is fantastic as well. Prospects is loaded with all the features the other apps lack. If you are looking for a financial app, download the demo and give it a try. I think you'll be pleasantly surprised. Finally there's a great financial app for Mac!  
(Version 1.2.3)

ODYSSEUS  How is this different or better than MoneyWell?  
(Version 1.2.3)

SLOB  Ok, update from the last comment:

The developer replied to my issue & I gave it another shot. It took 20 minutes but the file finally imported on my 10.5.6 Mini. Another reimport was needed to resolve duplicate issues with the Moneywell export, and then the good stuff started.

Prospects has a configurable learning aspect which is customisable, meaning the more you use the program the more time you save on input and readjustments. So after 3 days it's as easy as any program I've ever used before, and easier than most.

But the main thing (at least for me, a non-expert finance recorder) is the breadth of feedback and the ease of instigating it - click on any account or category and the graphing instantly changes; drag the graph sliders for an easy time-scale; make a report, easy to set up & an instant summary with it. The feedback is what I've been missing since giving up on the spinning wheel buggy iBank a month or two back.

There are issues (including for me at well as others currency recognition & flexibility) but the developer is truly responsive and I've no doubt they'll all be resolved over further updates. For me Prospects is worth using right now and I happily registered today. (And no, I don't work for the guy. ;)

I'd like to give it a 4 and a half star right now but I'm pretty sure it'll hit the 5 in a while. Anyway, a real lift after some of the other turkeys I've used & paid for. Moneywell is fine too - I just needed broader feedback, and here it is.  
(Version 1.2.1)

SLOB  Yes, interesting. But then I downloaded the trial license after trying the 100 record demo & tried to import a qif from Moneywell - so, it's a 6 year record including daily cash expenses, but Moneywell's ok with that - and Prospects hung on each attempt, even when trying just a cash import (the main bit for me regarding budgeting).

Looking forward though to further developments. Looks very interesting indeed for input & feedback.  
(Version 1.2.1)

HMURCHISON  Interesting. I wasn't aware of this app. It looks interesting. I took a read of the developers blog http://blog.motimotion.com/ and found that he is communicative with his customers. The UI looks clean (which is tougher than it sounds) and right now this is a part time endeavour. I think with financial applications that are still in their infancy you have to approach them with caution. Expecting them to offer every feature or operate like a well oiled machine is probably unlikely. This appears to be an app to watch. I bet by version 2.0 many people will be impressed with the app. As of right now get in while it's good $30 for a financial app is chickenfeed IMO.   
(Version 1.2)

DONPERREAULT  Another failure financial application for OS X that falls short of all the PC financial apps.I had high hopes but now I wished I never purchased this application. The developer does not even update the application. I am sorely disappointed and do not recommend this application.   
(Version 1.1.3)

SKYHORSE  My earlier review was based on a few weeks' experience, and was positive. I've now used this software longer, and can no longer recommend it at all. First, QIF imports from my other financial program (which had always worked perfectly up till then) suddenly started going haywire and Prospects started crashing on import, even though the QIF's were in as plain a text as you can get. That exporting app (Checkbook) continues to work flawlessly to this day with 10 accounts containing many thousands of transactions. I worked with the Prospects developer for several weeks to try to resolve these crashing and import problems, even providing the crash data and actual QIF samples. He couldn't find the problem no matter what we did. So I decided to take the app off my computer, including its preference file (these were the only two files concerning it that I could find) and restarted with a fresh download of the same version (1.1.3) from the developer. THIS IS EVEN WORSE! I put in a single cash account that has an active balance of about $9,300, but the QIF was over 4,600 items long. Prospects only found 2,469 of them and reports that my balance is -$2,624.29 as of 26 March 2054! It lists hundreds of transactions spaced over the years from 2008 up to 2054! However, it also says that my current balance is $22,602.02. Can this product announce its uselessness any more clearly? SAVE YOUR MONEY, DON'T BUY THIS.  
(Version 1.1.3)

GRYPHONENT  Sick and tired of LiquidLedger I've come across Prospects... only to find that it doesn't offer multi currency support. And at least on my PowerBook the app does crash a lot.  
(Version 1.1.3)