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Prospects is a personal finance application that allows users to manage their finances via extensive account monitoring capabilities and budgeting.
Prospects provides up to three ViewPoints that provide instantaneous information about an account. It allows users to group accounts into Binders which provide immediate feedback on assets, liabilities, and overall growth. Prospects contains many other features as well, such as a Budget Advisor, rules, memorized payees, attachments, categories, split transactions, transfers and QIF, OFX, and QFX importing.
Version 1.1.4 fixes a handful of large bugs that caused the application to crash or become unresponsive. This update is recommended for all users!
See release notes for full details.
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| Prospects User Reviews (7 posts) | Write A Review |
 | Aug 15 2008 |
DONPERREAULT Another failure financial application for OS X that falls short of all the PC financial apps.I had high hopes but now I wished I never purchased this application. The developer does not even update the application. I am sorely disappointed and do not recommend this application. (Version 1.1.3) | |
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Replies:
 | Sep 2 2008 |
RUTTOPIA I do apologize for the lack of updates. The blog on the site is now being updated regularly, version 1.1.4 is out (fixes some major bugs) and version 1.2 is starting to approach the beta phase. Please be assured that development is continuing and I will be posting additional bug-fix releases as needed until 1.2 hits the street. | |
 | Aug 11 2008 |
SKYHORSE My earlier review was based on a few weeks' experience, and was positive. I've now used this software longer, and can no longer recommend it at all. First, QIF imports from my other financial program (which had always worked perfectly up till then) suddenly started going haywire and Prospects started crashing on import, even though the QIF's were in as plain a text as you can get. That exporting app (Checkbook) continues to work flawlessly to this day with 10 accounts containing many thousands of transactions. I worked with the Prospects developer for several weeks to try to resolve these crashing and import problems, even providing the crash data and actual QIF samples. He couldn't find the problem no matter what we did. So I decided to take the app off my computer, including its preference file (these were the only two files concerning it that I could find) and restarted with a fresh download of the same version (1.1.3) from the developer. THIS IS EVEN WORSE! I put in a single cash account that has an active balance of about $9,300, but the QIF was over 4,600 items long. Prospects only found 2,469 of them and reports that my balance is -$2,624.29 as of 26 March 2054! It lists hundreds of transactions spaced over the years from 2008 up to 2054! However, it also says that my current balance is $22,602.02. Can this product announce its uselessness any more clearly? SAVE YOUR MONEY, DON'T BUY THIS. (Version 1.1.3) | |
| [ 1 Reply - Reply ] | |
Replies:
 | Aug 11 2008 |
RUTTOPIA I'm sorry you're experiencing these problems with Prospects. Although you are completely entitled to your opinion regarding the product, I did want to respond briefly and mention that you stopped communicating with me as I tried to resolve your problem. The last email I sent contained instructions for sending me the Prospects file containing only the account with the problem. This was a last resort as I tried repeating the steps in your emails and could not reproduce the problem on my end. You responded indicating you were going to try some other things, but I never heard back regarding your situation after that. I am working on a 1.1.4 release which will fix some bugs found in 1.1.3 (including some bugs that cause crashes) in preparation for the 1.2 release. I would really like to resolve your problem in the 1.1.4 release. I realize we have spent considerable time in emails trying to work through your problem, but I would like to resolve the crashing if you're willing to continue the troubleshooting process. Also, please note that transactions that are imported with incorrect dates, it usually means the incorrect date format (MM/DD/YY, DD/MM/YY, etc) was selected during the import process. This can result in a numerous issues with the import. Again, I'm sorry you are experiencing these problems and would like to help resolve this via the support email if you are still interested. (Version 1.1.3) | |
 | May 21 2008 |
GRYPHONENT Sick and tired of LiquidLedger I've come across Prospects... only to find that it doesn't offer multi currency support. And at least on my PowerBook the app does crash a lot. (Version 1.1.3) | |
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 | Mar 10 2008 |
SKYHORSE Over the years, I've used most of the financial applications available on Macintosh--and there sure are a lot of them. This is probably the most complete and sophisticated I've ever seen for this early a release. More important, it gets right a number of critical things. I have ten different income and investment accounts and occasionally transfer data between them. I have four years of data with many thousands of transactions. Using QIF, after registering I was able to import all of them correctly to the penny into Prospects. I was able to update them with new data and only add the new...and it was accurate. The completeness and ease of custom reporting is far better than I remember of Quicken for Mac or Windows (both of which started forgetting reconciled transactions after a couple of years). Prospects provides an exceptional view of your financial status. Even with all the data I've put in it, it remains extremely quick, something I can't say for iBank, but can for Splasm's Checkbook. This application is not quite complete yet--it doesn't display reconciled data yet, so I'll keep using Checkbook despite its minimal report displays as my primary tool and exporting QIFs to Prospects till I have this. It's clear that the developer plans to add it as it's in the instructions already, but the column for it isn't in place yet. It also doesn't have a separate password to lock it, so you have to rely on your encrypted drive and password for that to keep your data safe. But Prospects can slice and dice your data better and easier than anything I've seen yet, and most important of all, can handle very large volumes of data accurately and quickly. Terrific product! (Version 1.1) | |
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 | Mar 8 2008 |
RKM001 After looking for a personal money manager for a while I came across Prospects. For the person like myself who likes a straight no-nonsense type of money manager,with the features that one needs to get a good grasp on their financial picture, this product fits the bill perfectly. Sure there may be some little bugs here and there but the developer listens and reacts quickly. Personally now I use MoneyWell for my budget needs and Prospects will become my day to day money tracker. I give this 2 thumbs up! (Version 1.1) | |
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 | Feb 29 2008 |
MACSTOF This app, although in its infancy, shows great promise! Although it has some bugs and quirks, it is amazingly feature rich for a 1.0x version. (Version 1.0.2) | |
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 | Feb 22 2008 |
ONLOOKER Just downloaded this. Looks very interesting - will this be the perfect money management package I've been seeking for years? Good online help too. Unfortunately I've got to work now, so little time to play with it at the moment. But one suggestion - would it be possible to include a sample file? It would be nice to see what it's capable of without having to enter lots of data. (Version 1.0) | |
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Replies:
 | Feb 24 2008 |
MACUPDATE ADMIN You got your wish, a sample file is included in the new version download. (Version 1.0.1) | |
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