HMURCHISON  Interesting. I wasn't aware of this app. It looks interesting. I took a read of the developers blog http://blog.motimotion.com/ and found that he is communicative with his customers. The UI looks clean (which is tougher than it sounds) and right now this is a part time endeavour. I think with financial applications that are still in their infancy you have to approach them with caution. Expecting them to offer every feature or operate like a well oiled machine is probably unlikely. This appears to be an app to watch. I bet by version 2.0 many people will be impressed with the app. As of right now get in while it's good $30 for a financial app is chickenfeed IMO.   
(Version 1.2)

P1NN4CL3  Prospects is the best financial application out right now for Mac. Like many others, I must have downloaded the the trial versions of every Mac financial app out there including Cha-Ching, iBank, Moneywell, Squirrel, Money, Moneydance and even the beta for Quicken Financial Life. None of these quite did it for me, and could not combine at-your-finger-tip information, and ease of use in the same way Prospects does.

Budgeting features tend to turn me off many of the apps, where either they weren't intuitive or not attractive in their presentation. Prospects budget manager was nice in that it can be toggled on or off, and even swapped out with more detailed segmented information like individual spending per category, balance tracking, and monthly summaries.

The charts tend to be robust with drop down submenus, and multiple methods of sorting through data. This makes it easy to track and compare spending and saving habits in side by side segments.

The Prospects home page is a series of easy to read charts tracking total assets versus liabilities, and a month by month breakdown of how your total net worth has changed over time. All of these graphs are quite visual and can be viewed at any time without the need to run them as reports.

Importing OFX, QFX, and QIF from my banks has gone smoothly, although there currently is no automated "connect to bank" feature in the program. I've had no problems with any of the calculations, and all of the features that are in, seem to work.

Currently, there is no support for investment data, no direct-connect, and no bill pay so be careful if those are "deal breaker" features for you in a financial application. I've found that what Prospects does do, it does very well however. I look forward to many solid releases to come.  
(Version 1.2.3)

TEXASSTARGAZER  This is the financial app I have been waiting for ever since I started using Macs. I have tried them all before I finely ran across Prospects. It's is fantastic, and equally important, the support is fantastic as well. Prospects is loaded with all the features the other apps lack. If you are looking for a financial app, download the demo and give it a try. I think you'll be pleasantly surprised. Finally there's a great financial app for Mac!  
(Version 1.2.3)

RKM001  After looking for a personal money manager for a while I came across Prospects.

For the person like myself who likes a straight no-nonsense type of money manager,with the features that one needs to get a good grasp on their financial picture, this product fits the bill perfectly. Sure there may be some little bugs here and there but the developer listens and reacts quickly.

Personally now I use MoneyWell for my budget needs and Prospects will become my day to day money tracker.

I give this 2 thumbs up!  
(Version 1.1)

DANIO  I've purchased a number of the financial apps available for the Mac; looking for something that fits. They either have too many features, not enough features, are overly complex, look hideous or are unstable.

For a first release product, which is being fairly rapidly developed this is a great application. It almost meets my requirements exactly, but, will meet them within a short space of time based on where development is going.

The developer seems friendly and responsive person, which is a great reason to support an application and help shape it's future with suggestions that have a chance of being heard and seriously considered.

I've used the application for about a week and have made the move in my mind from iBank. I've also used Moneydance which is nice but doesn't feel like a Mac application. Moneywell is a nice application but it doesn't fit the way I work.

Prospects is a good application with a greater future I think! Well worth consideration as your main financial application.  
(Version 1.2.3)

SLOB  Ok, update from the last comment:

The developer replied to my issue & I gave it another shot. It took 20 minutes but the file finally imported on my 10.5.6 Mini. Another reimport was needed to resolve duplicate issues with the Moneywell export, and then the good stuff started.

Prospects has a configurable learning aspect which is customisable, meaning the more you use the program the more time you save on input and readjustments. So after 3 days it's as easy as any program I've ever used before, and easier than most.

But the main thing (at least for me, a non-expert finance recorder) is the breadth of feedback and the ease of instigating it - click on any account or category and the graphing instantly changes; drag the graph sliders for an easy time-scale; make a report, easy to set up & an instant summary with it. The feedback is what I've been missing since giving up on the spinning wheel buggy iBank a month or two back.

There are issues (including for me at well as others currency recognition & flexibility) but the developer is truly responsive and I've no doubt they'll all be resolved over further updates. For me Prospects is worth using right now and I happily registered today. (And no, I don't work for the guy. ;)

I'd like to give it a 4 and a half star right now but I'm pretty sure it'll hit the 5 in a while. Anyway, a real lift after some of the other turkeys I've used & paid for. Moneywell is fine too - I just needed broader feedback, and here it is.  
(Version 1.2.1)

SKYHORSE  Over the years, I've used most of the financial applications available on Macintosh--and there sure are a lot of them. This is probably the most complete and sophisticated I've ever seen for this early a release. More important, it gets right a number of critical things. I have ten different income and investment accounts and occasionally transfer data between them. I have four years of data with many thousands of transactions. Using QIF, after registering I was able to import all of them correctly to the penny into Prospects. I was able to update them with new data and only add the new...and it was accurate. The completeness and ease of custom reporting is far better than I remember of Quicken for Mac or Windows (both of which started forgetting reconciled transactions after a couple of years). Prospects provides an exceptional view of your financial status. Even with all the data I've put in it, it remains extremely quick, something I can't say for iBank, but can for Splasm's Checkbook. This application is not quite complete yet--it doesn't display reconciled data yet, so I'll keep using Checkbook despite its minimal report displays as my primary tool and exporting QIFs to Prospects till I have this. It's clear that the developer plans to add it as it's in the instructions already, but the column for it isn't in place yet. It also doesn't have a separate password to lock it, so you have to rely on your encrypted drive and password for that to keep your data safe. But Prospects can slice and dice your data better and easier than anything I've seen yet, and most important of all, can handle very large volumes of data accurately and quickly. Terrific product!  
(Version 1.1)

MACSTOF  This app, although in its infancy, shows great promise! Although it has some bugs and quirks, it is amazingly feature rich for a 1.0x version.  
(Version 1.0.2)

SOMEONE  It appears that the app is dead at this point.  
(Version 1.2.6)

ODYSSEUS  How is this different or better than MoneyWell?  
(Version 1.2.3)