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FinKit is a financial calculator that solves all sorts of problems involving the time value of money.

Provides 55 financial calculations:

  • Assets: capitalized cost - classic and MACRS depreciation
  • Bonds: bond book value, price and yield - zero-coupon bond price and yield
  • Dates: term date - date series - year fraction - time between dates - periods and days - bank holidays
  • Interest: simple, actuarial and compound interest between dates - compound interest factors
  • Life: probability - pure endowment - whole life annuity - temporary life annuity - whole life insurance - more...

What's New

Version 3.3.2:
  • Minor bug fixes


OS X 10.5 or later

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FinKit User Discussion

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Felix01 Member IconReview+59

Are the FinKit interest tables still required with this newer version? They haven't been updated since mid-2010.

Reply1 reply
Version 3.2.7
Paranzasoft (Developer)

The FinKit tables with the ECB data are not required. The European Central Bank changed their data formats in such a way that we weren't able to keep up with all the changes. Anyway, users can still create and use their own interest tables in order to do interest calculations with changing rates.

Bluestar Member IconComment+207

An excellent MAC OS Calculator for those dealing with finances/ financial planning calculations/ problem solving. It runs fast enough - previous reviewer complaining that it's not Intel... - so what? It runs fine.

Reply0 replies
Version 3.0.2
amcan12 Member IconReview+7

I gave it lower rating due to lack of Intel or UB version.

Reply2 replies
Version 2.7.5
P5400 (Developer)

An Intel/Universal Binary version will be the next stage. First we wanted to finish the calcuation set we had in mind.


The program's pretty light-weight. It runs fine under Rosetta and is plenty fast.

iNik Member IconReview+19

The latest update is awesome. MUCH easier to use, and the new utilities (Black-Scholes... Oh, how I wish I had that when I was taking finances) are welcome additions.

This program regularly makes PC using finance wonks (i.e. everyone in finance) wonder why the heck they're still using their financial calculator. (Or a PC, for that matter.)

Reply0 replies
Version 2.7
iNik Member IconReview+19

Great little program. Does a variety of financial calculations ranging from the obvious (figure actual interest rates based on a published APR), to the truly tricky (bond and stock valuation).

Great for finance professionals, business students, and anyone who enjoys micro-managing their money.

There seems to be a sub-menu bug in the recent releases. I understand this is an OS X 10.4 problem. In any case, scrub the menus, some have sub-menus and they aren't obvious.

Reply0 replies
Version 2.6
Dr. Barry Hunau Member IconComment+0
Dr. Barry Hunau

I am retiring this year and FinKit has been indispensable in figuring out if I will outlive my 401k savings. (I will, but I'm retiring anyway)

Reply1 reply
Version 2.4.6

I wrote a speadsheet in excel that has been indispensible for my retirement planning. If you'd like a generic copy (free) email me at wjb3wvu@yahoo.com. Be glad to share. You should be somewhat familiar with excell, in order to personalize it.

user icon+0
Version 3.2.11
user icon+0
Version 3.2.11
> 5 6


Current Version (3.x)


Downloads 23,723
Version Downloads 211
Type Business / Finance
License Shareware
Date 12 Apr 2014
Platform OS X / Intel 32
Price $29.00
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