Thank you for your review
Email me when discounted: 
moneyGuru is a personal finance management application. With it, you can evaluate your financial situation so you can make informed (and thus better) decisions. Most finance applications have the same goal, but moneyGuru's difference is in the way it achieves it. Rather than having reports which you have to configure (or find out which pre-configured report is the right one), your important financial data (net worth, profit) is constantly up-to-date and "in your face". This allows you to constantly make informed decision rather than doing so periodically.

Get it done right. moneyGuru is loosely based on more...

What's New

Version 2.7.2:
  • Fixed amount parsing issue.
  • Don't repeatedly fetch currency rates we can never get.
  • Fixed view plugins which were broken.


  • OS X 10.6 or later

Similar Software

Open Comparison
Suggest Other Similar Software
Leave a Review

moneyGuru User Discussion

Nobody has reviewed or commented on this app yet. Add your own comment and get a discussion going!
Sort by: Time | Smiles
dushanm Member IconReview+1

This software attracted me because it seemed to have all the features I was interested in for simple personal finance, including graphs from which one could plan ahead. Unfortunately, after several attempts and one final long concerted attempt to make sense of how it works, I gave up. I've had no problem with gnucash, another double-accounting program, but this one simply won't work in any reasonable way. I can enter some data, but it doesn't show up where it should; it adds quantities that should be subtracted; it doesn't show graphs when it should; etc. I don't know whether it's a broken download, or simply doesn't like my system (Mac OS X.8.3 on an iMac - but it behaves the same way under Snow Leopard on a Mac Pro), or whether the program is so obtuse that it's very hard to figure out. In any case, I can't afford to waste any more time on it. A real shame.

Reply1 reply
Version 2.6.3

The app behaves just fine. Been using it for years. It's excellent. But, you need to know and understand a bit about accounting. If that's not your thing, then you'll be lost with moneyGuru.

Mikeaugustleo Member IconReview+20

I'm happy with the software. I run a very small business and it's been a good way of keeping track of expenses and income. When I started using it the developer was very helpful in assisting me to set things up.

Reply0 replies
Version 2.4.0
M.Luther Member IconComment+164

Freeware apps do not open telling you how many hours behind the developer is in being paid at his rate of $35/hour. I have no problem with the developer expecting money for his hard work, but then make it a shareware app! Don't pawn it off as freeware and then nag me to death when I go to use it.

Reply12 replies
Version 2.3.11
Hardcoded Software (Developer)

moneyGuru is fairware, not freeware. My website is clear about this. Unfortunately, MacUpdate only has Free, Shareware and Demo. Free is the closest, I explain why at http://open.hardcoded.net/faq/#q6

Sorry about the confusion.


I've read your website and understand what you mean by fairware, but like you say, MU doesn't have that category so you must pick one of the others. Freeware is software freely given away by the developer. No bugging for payment when you go to use it. Shareware apps expect payment for use and typically nag and/or have a use cut off time. Your software expects payment for use and nags so is closer to shareware than it is freeware, plain and simple.

Hardcoded Software (Developer)

... except when all development hours are compensated. If you look at dupeGuru, another of my apps, all its development hours are compensated. No nag for anybody. Why should it be classified as shareware then?

Hardcoded Software (Developer)

Oh, another thing: You wrote "Your software expects payment for use". No it doesn't, and that's at the core of fairware. I don't sell a right to use the software, I sell development time.


I am looking at MU's broad categories of freeware vs. shareware. Does moneyGuru currently request payment from end users? Do you ask for more compensation after you put further development into a previously fully compensated app? How can you call that freeware?

As for your distinction for selling development time vs. the right to use the software, to the end user it does not matter... it is all payment for the use of the software. Another developer could create a category "Starvationware" where they expect payment so all the money raised from the software goes to feed starving children around the world. Should Starvationware be classified as Freeware or Shareware on MU? The developer may not even get a dime of that money. Whatever classification a developer makes, to the end user payment is being requested for the use of the software, and that falls under the broad umbrella of shareware.

Hardcoded Software (Developer)

I don't see how your starvationware example is relevant, unless the hypothetical developer said "I ask for contributions for starving children until they're not starving anymore, after which the app is free for all". That would be a bit weird because there will always be starving children, but the analogy would be a bit better.

Look, I don't want to repeat myself. I think you're wrong, you think I'm wrong. If MU editors think I'm wrong too, then they can change the classification themselves or put my fairware notice at the top of the description (whenever I try to do that, they put it at the bottom, it's not my fault).


Looks like MU agrees this is shareware.

Hardcoded Software (Developer)

The change back to "Shareware" wasn't made by MU, but by me, partially motivated, I admit, by this discussion. There's more details about the rationale behind this at: http://www.hardcoded.net/devlogs/20110923.htm


This would have been a FAR more productive and helpful dialague if the focus had been on the features and capabilities of MoneyGuru. I've tried virtually every money management program available in my quest to replace Quicken 2007. I finally bought iBank a year ago. I am "OK" with it, but disappointed with so many design deficiencies and the SLOW response from the developer to improve it. I'd like to hear more about this program.


The developer is DEAD wrong. This is SHAREWARE, the very definition of shareware is that it's free to distribute and use but it's often time-limited/crippled or contains advertisiing. You can go here : http://en.wikipedia.org/wiki/Shareware to read for yourself.

Fairware?? what is that your made up word for something to try and bait-switch people.


@Amcarter3: If you are looking for the features and capabilities of MoneyGuru, perhaps you can read the developer's description and read the reviews other users have left to see what they have to say about it. My original post was a comment and not a review. It seems that once the developer got past his knee-jerk reaction, what I had to say produced a change, so it wasn't a total waste of time.

Hardcoded Software (Developer)

@Diangh May I suggest that you read the link you gave yourself? The first sentence says "The term shareware [...] is proprietary software [...]". moneyGuru is open source, not proprietary.

rolytyler Member IconReview+4

probably the best personal banking i tried on mac osx.
however, i'm sad that it is not able to remove duplicates when importing qif files from my bank...

Reply0 replies
Version 2.3.4
F D Yocum Member IconReview+4
F D Yocum

AS a long-term user of Liquid Ledger (after I left Quicken and Windows world), it was a relief to find this application.

I was not interested in coverflow in an accounts program, don't warm to tiny pink piggy banks or need layers of budgeting widgets. I wanted an elegant clean design. MoneyGuru has a small foot print and a deceptively simple interface which makes working with the numbers easy. Make sure to watch the videos, otherwise it is easy to miss some of the features, like Mass Edit.

The developer is incredibly responsive. When I ran into an initial problem importing my Liquid Ledger files, over a period of a week he worked with me to find a solution - before I purchased the application. MoneyGuru is, for me, still a little rough around the edges, in that it has little in the way of reporting and exporting features, but I feel confident these features will arrive, and, because the developer is interested in feedback from users, whatever comes will be up to the same high standard.

Reply0 replies
Version 2.0.0
Fishscale Member IconComment+868

Another note is the dev has made the app "fairly" open source so you can build off of it's existing functions if you have a need it does not meet. I doubt many can find too much to complain about - this is great software.

Reply0 replies
Version 1.8.2
Tomeck Member IconReview+93

I absolutely agree with GRYPHONENT and highly recommend this fabulous piece of software.

The developer constantly improves his application with useful and well thought features. His support is outstanding (take a look at his support forum http://getsatisfaction.com/hardcodedsoftware) and you can also track the development of the software, if you are interested (take a look at his development site http://hg.hardcoded.net/moneyguru).

He is already working on version 2 but that isn't a reason to hesitated of buying this software because "all licenses for Hardcoded Software applications come with lifetime free updates" (quote from the website of Hardcoded Software).

Reply0 replies
Version 1.8.1
Gryphonent Member IconReview+444

A quick update to my earlier review. I've been using MoneyGuru now for the last two years and I'm absolutely happy with it. It's fabulous in every respect. Multi-currency is not a problem and entries are quick and simple. Development is ongoing and support par excellence. I recommend MoneyGuru strongly!

Reply0 replies
Version 1.8.0
Whatsthis Member IconComment+3

This app does well what no other does to my satisfaction--it allows me to edit transactions inline AND shows the past and future balance. The support is excellent. It is flexible enough to fit a small economy and casual accounting and budgeting/saving, but is savvy enough to manage double entry accounting. Definitely give this one more than a cursory look (it does not look like an iTunes based app, don't be put off).

Reply0 replies
Version 1.7.5
mrp53 Member IconComment+7

I have been using moneyGuru for a few weeks and I must say that this program leaves the others behind. While moneyGuru might very well lack some of the flash and a few of the features that the competitors have (backup to MobileMe or scheduled transactions for example) it offers a solid means of tracking accounts and spending that is straightforward and reliable. The program is very easy to use and the developer is among the most responsive that I've encountered. Ask him any question or make any suggestion and you will receive a prompt and enthusiastic reply. He is more than willing to work with you until the problem is resolved. I experienced this above and beyond style of customer support when an earlier version of moneyGuru could not import a QIF exported from a competitor program. Within less than one day the developer found the issue offered the solution and I was off and running. MoneyGuru is a work in progress and the website is right up front about this. It is being developed and improved at a respectable pace and features such as scheduled transactions will be in release 1.2 (beta version available on support site). I can recommend moneyGuru without hesitation to anyone interested in a personal financial application for the Mac OS platform. The product is solid and is backed by a developer that knows the value of satisfied customers.

Reply0 replies
Version 1.1.3
user icon+444
Version 2.6.3
user icon+0
Version 2.4.1
user icon+44
Version 2.4.0
> 4 11


Current Version (2.x)


Downloads 33,437
Version Downloads 439
Type Business / Finance
License Free
Date 27 Jan 2014
Platform Intel 64 / OS X
Price Free
Learn how MacUpdate Desktop makes installing apps from MacUpdate.com one-click easy.
Next time, install moneyGuru with 1-click

Learn how MacUpdate Desktop can install apps on MacUpdate with the simple click of the Install apps with MacUpdate Desktop icon. Plus, keep all your apps updated. Play video...